Home • Monterey Bay Mortgage

Individual mortgage strategies, for the individuals we serve

We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.

Welcome to Monterey Bay Mortgage

We Make It Easy for You

Your home is more than where you live—it’s one of your most important financial decisions. At Monterey Bay Mortgage, powered by CMG Financial, we’re dedicated to making the mortgage process clear, straightforward, and tailored to your unique needs.

Whether you’re buying your first home, investing in property, securing a vacation retreat, or exploring retirement options, our team is here to guide you with expertise, integrity, and a genuine commitment to your success.
Serving clients across multiple states with personalized service and smart mortgage solutions.

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Loan programs we specialize in

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Fixed Rate Mortgages

FHA Loans

VA Loans

VA Loan Refinancing

Rehab Loans

USDA Loans

Jumbo Loans

First Time Homebuyers

Low Down Payment Loans

Investment Properties

Bank Statement Program

Bridge Home Loan

Construction Home Loan

DSCR Home Loan

Fix & FLip Home Loan

HELOC Home Loan

Reverse Mortgage

Seller-Paid Buydown

Refinance

Cash-Out Refinance

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Learn More

Fill out the Quick 1-Minute Loan Request to start a discussion about your mortgage needs today!

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Speak to a Local Mortgage Professional

Free Consultation

Competitive Rates & Fees