Mortgage Calculators and Financial Tools

Amortization Schedule

How Much Are Payments

How Much Can I Borrow

Consolidate My Debt

How Much Down Payment

Monterey Bay Mortgage
820 Bay Ave. Suite 206
Capitola, CA 95010
Phone: 831.462.3630
Fax: 831.462.3136

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A Government home loan, insured by the FHA for seniors age 62+.

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Easy-to-Use Financial Tools
Get quick answers to some of the most-asked questions with these easy-to-use financial tools. If you have any questions or would like more information, be sure to contact us. We would be happy to help you.

	Amortization Schedule and Calculator This simple loan calculator allows you to input different interest rates, loan amounts, and mortgage length so you can estimate your monthly payment. Plus, you can also see an amortization schedule of a loan which will show you how much of your payment goes towards the principle and how much towards interest.

	How Much Are My Payments? Use our mortgage calculator to determine your monthly payment amount. Estimate your taxes and insurance so that these amounts will be included in the payment calculation.

	How Much Can I Borrow? Use the following calculator to determine the maximum monthly payment (P+I) and the maximum loan amount for which you may qualify.

	How Much Can I Save by Consolidating My Debt? Use our calculator to see how much you can save by consolidating your debt.

	How Much of a Down Payment Do I Need? Use our calculator to see how much of a down payment you may consider for your particular loan.

Disclaimer: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.