What is a Conventional Mortgage?
These are the most common types of loans often referred to as conforming loans, falling at or below general secondary market loan limits of $417,000. Conforming mortgage loans include fixed rate and adjustable rate mortgages (ARMs), first-time homebuyer  and standard purchase loans along with rate and term as well as debt consolidation refinances.  Note that most programs will require private mortgage insurance if the down payment or equity on the subject property is less than 20 percent.

Where do I Start?
The best thing to do is contact us for a no-obligation free consultation. We tell you in a few minutes which choices might work best for you and quickly pre-approve you free of charge. To schedule an appointment, please call 831.462.3630 for immediate assistance.